Professional Disclaimer

1. Platform Role

Virtu is a technology platform that enables independent trainers to offer coaching and training services. Virtu does not itself provide coaching, training, medical, legal, or financial advice.

Virtu handles payment processing, invoicing, and related platform operations. All payments are processed by Virtu as the merchant of record. For refunds and payment matters, please refer to our Refund Policy.

2. Trainer Content & Services

All coaching content, training programs, and guidance are created and provided by independent third-party trainers. Regarding trainer-provided content:

• Virtu does NOT create, verify, or endorse trainer content
• Virtu does NOT guarantee the accuracy, quality, or safety of training advice
• Trainers are solely responsible for their content, methods, and recommendations
• Trainer qualifications and certifications are self-reported
• Content is provided for informational purposes and is not professional medical, legal, or financial advice

3. No Results Guaranteed

• Results or outcomes from using any training services
• The effectiveness of any training methods or techniques
• Your success in achieving personal, professional, or fitness goals
• Any specific skills, knowledge, or abilities you may gain
• Your satisfaction with training content or services

4. Your Responsibility

You are responsible for:

• Evaluating trainer qualifications and suitability for your needs
• Making informed decisions about training services
• Your health, safety, and wellbeing during any activities
• Seeking professional advice where appropriate (medical, legal, financial, etc.)
• Following applicable laws and regulations

5. Health & Safety

• Consult with qualified medical professionals
• Ensure you are physically and mentally capable of participating
• Understand the risks involved in any activity
• Take appropriate safety precautions
• Stop immediately if you experience any problems or discomfort
• Never rely solely on trainer advice for medical decisions

6. Informational Purposes Only

All training content, advice, and guidance provided through the platform is for informational and educational purposes only. It is NOT intended to be a substitute for professional medical, psychological, legal, financial, or other licensed professional advice. Always seek the advice of qualified professionals for specific concerns.

7. Payments & Refunds

• Virtu is the merchant of record for all transactions
• GST invoices are issued by Virtu
• Refund requests must be submitted via Virtu's official support system
• Trainers are not authorized to promise, approve, or issue refunds
• Refund eligibility is determined solely by Virtu in accordance with the Refund Policy

8. Limitation of Liability

To the maximum extent permitted by law:

• Virtu is not liable for trainer content, advice, or recommendations
• Virtu is not liable for any injuries, health issues, or damages arising from training activities
• Virtu's liability for any claim is limited to the amount you paid for the specific service in question
• In no event shall Virtu be liable for indirect, incidental, or consequential damages